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One of the biggest concerns for millions of Americans since the Covid pandemic began – are evictions for missing rent or mortgage payments. Legislators have been able to extend at various times the moratoriums so that people are not taken from their home .
Despite this, the last moratorium approved since Congress is weeks away from the end and, then, those who have not covered with their debts after June can be evicted. .
Based on official figures, more than two million people across the country who have a mortgage have a delay in their payments, so they run the risk of being forced to abandon their homes in a matter of weeks if the moratorium is not extended.
According to a CBS report, the vast majority of homeowners at risk of foreclosure, as well as those who rent, are low-income families or from vulnerable population segments such as the African Americans, Latinos, and Asians .
A Harvard University study highlighted that since the moratoriums were approved, the government allocated $ 10, 04 millions of dollars to help cover debts. It is not clear if that financing will reach families before mortgages begin to send foreclosure notices . .
Meanwhile, Americans who rent housing are in an extreme situation, since they are “on the verge of eviction,” stated the Harvard report. About six million people are behind in their rent and could face eviction at the end of June, when federal protections against eviction expire.
Faced with such a scenario. Organizations such as the National Low Income Housing Coalition (NLIHC) requested in a letter the intervention by President Joe Biden to prevent millions of Americans from losing their homes or being evicted for want of of payment in rent.
Therefore, the organization requested that “the Biden administration should extend and strengthen the federal moratorium on evictions until the states and localities can distribute emergency rental assistance and until vaccination rates have increased in underserved communities. ”
In addition, the NLIHC called for actions to increase awareness of“ rental assistance uiler, the Biden administration should incorporate it into its National Month of Action in June, convene and activate stakeholders, Deploy Federal Agencies and Partner with State and Local Governments . ”
In addition to this, the agency requested that the Treasury Department should help communities to more quickly distribute emergency rental assistance program, encouraging navigation programs, creating and sharing model programs and establishing goals and benchmarks. ”
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