Sunday, December 22

These are the 5 key dates for the Social Security cost-of-living adjustment in 2025

Elia Lopez Avatar

By Elia Lopez

Dec 21, 2024, 16:13 PM EST

Before the end of 2024, it is important that beneficiaries of Social Security programs take into account the 5 key dates for the cost of living adjustment (LINEfor its acronym in English), since there are changes in paymentswhich although they are estimated for 2025, due to dates, will begin before the end of this year.

And with the arrival of 2025, Social Security beneficiaries will soon see an increase in their payments, thanks to the cost of living adjustment which is applied every year. This adjustment, which seeks to help beneficiaries maintain their purchasing power against inflationis based on changes in the Consumer Price Index.

The COLA is an annual increase in Social Security and federal benefits. Supplemental Security Income (SSI), designed to help beneficiaries adapt to inflation and prevent your purchasing power from being affected by rising prices of goods and services.

By 2025, the increase will be 2.5%, which will benefit more than 72 million people. If you are one of these beneficiaries, it is important that you keep in mind the following key dates related to the COLA adjustment

December 2024

Starting in December, the Social Security Administration began notifying beneficiaries about the COLA increase. The adjustment is 2.5%, but the exact amount each beneficiary will receive will be calculated based on the check they currently receive. Notices will be available online in the My Social Security account for most beneficiaries, but will also be mailed to those who do not have an online account.

Tuesday December 31, 2024

For SSI beneficiaries, the first payment of 2025 will arrive one day earlier than expected, on December 31, because January 1 is a federal holiday. This check will include the 2.5% COLA increase, which benefits around 7.5 million people.

Wednesday, January 8, 2025

This will be the first day of Social Security payments for retirees who will see the 2.5% increase reflected in their checks. The Social Security Administration will send payments to those whose birthdays fall between January 1 and 10.

Wednesday, January 15, 2025

On the third Wednesday of January, beneficiaries whose date of birth falls between the 11th and the 20th will receive their check adjusted with the COLA increase.

Wednesday, January 22, 2025

Finally, on Wednesday, January 22, retirees born between January 21 and 31 will receive their first payment adjusted with the 2.5% increase.

It is important for beneficiaries to be aware of these dates, as the cost of living adjustment can make a significant difference in monthly payments. With this increase, the Social Security Administration seeks to help beneficiaries keep up with the cost of living and inflation.

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