Photo: Brandon Bell/Getty Images
Natural events that usually wreak havoc, but don’t happen frequently like Montebello in southern California, often leave many wondering. those affected who wonder if the damage caused will be covered by insurance.
According to the specialists, the people affected must mobilize quickly to make their claims in the companies where they are insured. Thereforeit is necessary to evaluate where and how the damage occurred: in homes, vehicles, businesses and find out if the insurance will take care of compensating it.
Judith Ruiz, an official at the Insurance Information Institute, advised those affected not to wait a long time to file claims. “Take photos of the damage immediately and save receipts for any temporary repairs,” she stated as she noted that It’s important to know if your coverage is current, as it may not be enough to cover the cost of rebuilding.
The official mentioned that if the damages were in a home, insurance generally does cover them “only You have to review the policy well to determine what it covers and the deductible you must pay”Ruiz stressed.
On the other hand, if the damage is to a vehicle, most people have their cars under comprehensive auto insurance. Ruiz added that in this case, as it is a requirement that dealers demand, the car can be recoveredsince the damage or the incident is not the fault of the driver or anyone else.
However, if a business was affected, certain damages can be recovered and reimbursement can be obtained to pay for the employees’ land, Ruiz explained.
Keep reading:
- Tornado corridor: why the United States is the country in the world with the highest risk of suffering these storms
- New storm loaded with more rain and snow is approaching southern California this week